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APR Ranges From 4.95% up to 35.95% For Qualified Customers 90 Day Minimum up to 84 Month Maximum Repayment Period
Get cash fast, deposited right to your bank.
AES 256-BIT
SSL SECURED
APR Ranges From 4.95% up to 35.95% For Qualified Customers 90 Day Minimum up to 84 Month Maximum Repayment Period
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When applying for a loan, you may have questions about the process or requirements. To make it easier, we've compiled answers to the most frequently asked questions.
Here at prosolutionpoint.com we offer APR rates ranging from 4.95% minimum to 35.95% maximum.
The APR you may be offered depends on different factors, including your personal situation and financial information. By completing our loan offer form you shall receive details of the APR and full terms of any loan offered to you.
The actual interest rate you may be offered depends on several factors; your credit score, financial history, income, etc. Contact your lender for more information about the APR you may receive and the terms of your loan agreement.
Loan terms range from 90 days minimum to 84 months maximum, depending on the lender and your qualifications.
For example, a $1,000 loan with a 13% APR over 12 months would result in monthly payments of approximately $89.32.
All interest rates and finance charges will be clearly disclosed before you accept any loan offer.
Late or non-payment may result in additional fees and negative impact on your credit score. Contact your lender immediately if you're having difficulty making payments.
Timely payments can help build your credit, while late payments may negatively affect your credit score.
All lenders follow fair debt collection practices as outlined by federal and state laws.
Renewal policies vary by lender and state. Check with your specific lender for their renewal terms.
Representative Example
| Loan Amount | $200 | $1,000 | $2,000 | $3,000 | $5,000 |
|---|---|---|---|---|---|
| Interest Rate (APR) | 15% | 13% | 11.5% | 10.5% | 10% |
| Loan Term | 6 Months | 12 Months | 24 Months | 36 Months | 48 Months |
| Prepayment Penalty | NO | NO | NO | NO | NO |
| Origination Fees | NO | NO | NO | NO | NO |
| Monthly Payments | $34.71 | $89.32 | $93.68 | $97.51 | $126.81 |
| Total Payments | $208.28 | $1,071.81 | $2,248.34 | $3,510.26 | $6,087.02 |
Each lender has their terms, fees, and policies. Loan details, such as fees, rates, APR, nonpayment rules, and renewal policy, vary by lender and state and are outlined in your agreement. On our part, we provide plenty of information that can help you better understand what a loan is, how it works, and how to use it wisely.